:root {
  --navy: #0a2540;
  --deep: #00263f;
  --sky: #0099f2;
  --pink: #e91e63;
  --ink: #3c4858;
  --title: #0099f2;
  --footer: #323437;
  --bg: #f8f9fa;
  --sans: Roboto, Helvetica, Arial, sans-serif;
  --slab: "Roboto Slab", "Times New Roman", serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 14px;
  font-weight: 300;
  line-height: 1.618;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; }
a { color: var(--deep); text-decoration: none; }
a:hover { opacity: 0.75; }
p { margin: 0 0 1em; }
h1, h2, h3, h4, .slab {
  font-family: var(--slab);
  font-weight: 700;
  line-height: 1.3;
}
.skip {
  position: absolute;
  left: 12px;
  top: -40px;
  background: #fff;
  color: var(--navy);
  padding: 6px 10px;
  z-index: 100;
}
.skip:focus { top: 8px; }

.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 40;
  display: flex;
  align-items: center;
  min-height: 70px;
  padding: 8px 0;
  background: transparent;
  transition: background-color 0.2s ease;
}
.navbar.is-solid,
body:not(.is-home) .navbar {
  background: var(--navy);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.18);
}
.nav-inner {
  width: min(1170px, calc(100% - 30px));
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  min-width: 0;
}
.brand:hover { opacity: 1; color: #fff; }
.brand img { max-height: 50px; width: auto; background: transparent; }
.brand strong {
  display: block;
  font-family: var(--sans);
  font-weight: 500;
  font-size: 16px;
  line-height: 1.2;
}
.brand small {
  display: block;
  font-size: 12px;
  font-weight: 300;
  white-space: nowrap;
}
.menu-btn {
  display: none;
  width: 42px;
  height: 42px;
  border: 0;
  background: transparent;
  padding: 10px 8px;
  cursor: pointer;
}
.menu-btn span {
  display: block;
  height: 2px;
  margin: 5px 0;
  background: #fff;
}
.nav-links {
  display: flex;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-links a {
  color: #fff;
  font-size: 12px;
  font-weight: 400;
  text-transform: uppercase;
  letter-spacing: 0;
  padding: 10px 14px;
  display: inline-block;
}
.nav-links a:hover,
.nav-links a[aria-current="page"] {
  color: var(--pink);
  opacity: 1;
}

.hero { position: relative; color: #fff; background: #111; min-height: 560px; }
.slide {
  display: none;
  min-height: 560px;
  background-size: cover;
  background-position: center center;
  position: relative;
}
.slide.is-active { display: flex; align-items: center; justify-content: center; }
.slide::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
}
.slide-inner {
  position: relative;
  z-index: 1;
  text-align: center;
  width: min(750px, calc(100% - 40px));
  padding: 168px 0 90px;
}
.slide h1 {
  margin: 0 0 10px;
  color: #fff;
  font-size: 67px;
  font-weight: 700;
}
.slide .sub {
  display: block;
  font-size: 18px;
  font-weight: 300;
  margin-bottom: 18px;
}
.hero-arrow {
  position: absolute;
  top: 50%;
  z-index: 2;
  transform: translateY(-50%);
  width: 48px;
  height: 48px;
  border: 0;
  background: transparent;
  color: #fff;
  font-size: 42px;
  line-height: 1;
  cursor: pointer;
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.45);
}
.hero-arrow.prev { left: 12px; }
.hero-arrow.next { right: 12px; }

.btn, button.btn, .wpf button {
  display: inline-block;
  background: #0a2540;
  color: #fff !important;
  border: 0;
  border-radius: 50px;
  padding: 15px 33px;
  font-family: var(--sans);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0;
  text-transform: uppercase;
  cursor: pointer;
  box-shadow: 0 2px 2px 0 rgba(10, 37, 64, 0.14), 0 3px 1px -2px rgba(10, 37, 64, 0.2), 0 1px 5px 0 rgba(10, 37, 64, 0.12);
}
.btn:hover, button.btn:hover, .wpf button:hover {
  background: #0099f2;
  opacity: 1;
  box-shadow: 0 6px 20px rgba(0, 153, 242, 0.4);
}

.sheet {
  position: relative;
  z-index: 3;
  margin: -60px 30px 0;
  background: #fff;
  border-radius: 6px 6px 0 0;
  box-shadow: 0 16px 24px 2px rgba(0, 0, 0, 0.14), 0 6px 30px 5px rgba(0, 0, 0, 0.12), 0 8px 10px -5px rgba(0, 0, 0, 0.2);
}
.wrap { width: min(1170px, calc(100% - 30px)); margin: 0 auto; }
.features { padding: 65px 0 40px; text-align: center; }
.features h2, .split h2, .copy h2, .contact-copy h2 {
  color: var(--title);
  font-size: 37px;
  margin: 0 0 8px;
}
.features .lead, .contact-copy .lead {
  color: #222;
  font-size: 18px;
  font-weight: 300;
  margin-bottom: 28px;
}
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  text-align: center;
}
.feature-grid img {
  width: min(100%, 280px);
  height: 220px;
  object-fit: cover;
  border-radius: 6px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.12);
}
.feature-grid h3 {
  color: var(--title);
  font-size: 18px;
  margin: 14px 0 8px;
}
.feature-grid p { font-size: 16px; color: #222; }
.feature-grid a:hover { opacity: 1; }

.splits { padding: 10px 0 30px; }
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: center;
  padding: 22px 0;
}
.split img { width: 100%; border-radius: 16px; display: block; }
.split h2, .split p { text-align: center; }
.split p { font-size: 17px; color: #222; }
.split .btn { margin-top: 6px; }

.cover-band {
  position: relative;
  min-height: 280px;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: #fff;
  background-size: cover;
  background-position: center;
  margin-top: 10px;
}
.cover-band::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.45);
}
.cover-band .inner { position: relative; z-index: 1; padding: 48px 16px; }
.cover-band p {
  font-family: var(--slab);
  font-size: 32px;
  font-weight: 700;
  margin: 0 0 16px;
}

.contact-band {
  position: relative;
  color: #fff;
  background-size: cover;
  background-position: center;
  padding: 70px 0;
}
.contact-band::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.55);
}
.contact-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  align-items: start;
}
.contact-copy h2, .contact-copy .lead, .contact-copy h3, .contact-copy p { color: #fff; text-align: center; }
.contact-copy h3 { font-size: 18px; margin: 8px 0; }
.icon-row { display: grid; gap: 18px; margin-top: 18px; }
.icon {
  width: 54px;
  height: 54px;
  margin: 0 auto 6px;
  border-radius: 50%;
  background: #fff;
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
}
.icon svg { width: 22px; height: 22px; fill: currentColor; }

.card-contact {
  background: #fff;
  color: var(--ink);
  border-radius: 6px;
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.18);
  overflow: hidden;
}
.card-contact h2 {
  margin: 0;
  background: var(--deep);
  color: #fff;
  text-align: center;
  font-size: 18px;
  padding: 22px 16px 28px;
}
.wpf { padding: 22px 22px 28px; display: grid; gap: 12px; }
.wpf-plain { padding: 0; }
.wpf h3 { font-family: var(--sans); font-size: 18px; font-weight: 500; color: #222; margin: 16px 0 0; }
.wpf fieldset { display: grid; gap: 8px; }
.yn { display: flex; flex-wrap: wrap; gap: 14px; }
.yn label { display: flex; align-items: center; gap: 6px; }
.file-slot {
  border: 1px dashed #bdbdbd;
  border-radius: 4px;
  background: #fafafa;
  padding: 18px 14px;
  text-align: center;
  font-weight: 500;
  color: #222;
}
.file-slot input[type="file"] {
  margin-top: 8px;
  font-size: 13px;
  font-weight: 400;
  border: 0;
  padding: 0;
  min-height: 0;
  background: transparent;
}
.form-note { margin: 8px 0 0; font-size: 13px; color: #555; }
.hp {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
.wpf-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.wpf label { display: grid; gap: 4px; font-size: 14px; color: rgba(0, 0, 0, 0.85); font-weight: 400; }
.wpf input, .wpf select, .wpf textarea {
  width: 100%;
  border: 1px solid rgba(0, 0, 0, 0.25);
  border-radius: 3px;
  background: #fff;
  color: rgba(0, 0, 0, 0.7);
  font: 16px/19px var(--sans);
  font-weight: 400;
  padding: 12px 14px;
  min-height: 43px;
}
.wpf textarea { min-height: 110px; resize: vertical; }
.wpf .full { grid-column: 1 / -1; }
.wpf button { justify-self: start; margin-top: 6px; }
.result {
  background: #f4f7fb;
  border: 1px solid #d5dee8;
  border-radius: 4px;
  padding: 12px;
  color: var(--ink);
}
.result h3 { margin: 0 0 6px; font-size: 18px; color: var(--deep); }
.result textarea { min-height: 120px; }
.scale { display: flex; flex-wrap: wrap; gap: 6px; }
.scale label {
  display: flex;
  align-items: center;
  gap: 4px;
  font-weight: 400;
  background: #f7f7f7;
  border: 1px solid #ddd;
  border-radius: 3px;
  padding: 4px 8px;
}
fieldset { border: 1px solid #e5e5e5; margin: 0; padding: 8px 10px 10px; }
legend { font-weight: 500; color: #222; }
.check { display: flex; gap: 8px; align-items: center; font-weight: 400; }

.page-banner {
  min-height: 300px;
  background-size: cover;
  background-position: center;
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}
.page-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
}
.page-banner-inner {
  position: relative;
  z-index: 1;
  width: min(1170px, calc(100% - 30px));
  text-align: center;
  padding: 180px 16px 70px;
}
.page-banner h1 {
  margin: 0;
  color: #fff;
  font-family: var(--sans);
  font-size: 42px;
  font-weight: 700;
}
.page-banner .lede, .page-banner .crumbs, .page-banner .crumbs a { color: #fff; }
body:not(.is-home) .contact-band { margin-top: 70px; }
.copy {
  width: min(750px, calc(100% - 30px));
  margin: 0 auto;
  padding: 50px 0 70px;
  font-size: 14px;
}
.copy h2 { margin-top: 1.2em; }
.copy img { display: block; margin: 12px auto 20px; border-radius: 6px; }
.copy ul { padding-left: 1.2em; }
.pay-actions { display: flex; flex-wrap: wrap; gap: 10px; margin: 16px 0 20px; }

.site-footer {
  background: var(--footer);
  color: #fff;
  padding: 28px 0;
}
.footer-inner {
  width: min(1170px, calc(100% - 30px));
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
}
.footer-links { display: flex; gap: 16px; list-style: none; margin: 0; padding: 0; }
.footer-links a { color: #fff; font-size: 12px; text-transform: uppercase; }
.copyright { font-size: 14px; }

@media (max-width: 991px) {
  .slide h1 { font-size: 36px; }
  .page-banner h1 { font-size: 26px; }
  .features h2, .split h2, .copy h2 { font-size: 24px; }
  .feature-grid, .split, .contact-grid, .wpf-row { grid-template-columns: 1fr; }
  .split img { max-width: 520px; margin: 0 auto; }
  .menu-btn { display: block; }
  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 8px 12px 16px;
  }
  body.nav-open .nav-links { display: flex; }
  .sheet { margin: -30px 0 0; border-radius: 0; }
  .brand small { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}